BlueliftAI

Accounts receivable · Ecuador

Internal accounts-receivable automation with AI in Ecuador

Start with internal reconciliation: matching transfers, deposits and withholdings to your invoices. AI proposes the match with its evidence; confirming payments, deciding each case and any customer contact stay with your team, and WhatsApp is never used to collect.

Start now if

  • You receive hundreds of transfers and deposits a month
  • Withholdings make each payment hard to match
  • Unidentified payments pile up every month

Not yet, if

  • Balances in the system are out of date
  • What you want is WhatsApp debt collection
Are you ready? 30 seconds ↓

Real process · example timings

Reconciling one payment received

Today

  1. 1Download the bank statement and gather receipts and withholdings3 min
  2. 2Work out who paid and which invoices the deposit covers5 min
  3. 3Match amounts to the invoice and the income-tax withholding4 min
  4. 4Apply the payment or leave the difference pending2 min

With AI

  1. 1AI reads the bank statement, receipts and electronic withholdingsauto
  2. 2Proposes which customer and invoices each payment belongs to, with evidenceauto
  3. 3The owner reviews only differences and unidentified payments3 min
  4. 4Applies the payment in the system, logging who validated it1 min
Today≈ 14 min per payment; unidentified ones wait for days
With AI≈ 4 min
Illustrative timings, not client measurements.

Ready for a pilot?

Tick what you already have; heavier items stall a pilot more. Nothing is sent.

Readiness to automate reconciliation

0 % · 0 of 6 controls that applyFirst missing: payments measured and exportable bank statements

Not yet: the basics for reconciling with real data are missing.

Higher-risk controls weigh more in the score.

What it costs and when it pays back

Hours freed by AI minus what it costs to run. Examples are marked; public prices link to their source.

1,500
14 min
4 min
AI model
Estimated floor: the 2026 SBU (USD 482, Ministry of Labor) ÷ 173.33 h (40 h × 52 weeks ÷ 12) ≈ USD 2.78. Typical real cost (example): ×2.5, a salary of two basic wages plus employer contributions and bonuses. Source
Today350 h/month
Automated100 h/month
Value of hours freed per month250 h × USD 2.78
USD 695
AI model public price1,500 payments × USD 0.0010 (example: 6,000 input + 800 output tokens; gpt-6-luna at USD 0.10 / 0.50 per million) · OpenAI · API pricing
−USD 1.50
Platform, monitoring and support exampleTypical monthly range
−USD 120 to −USD 300
Net savings per month
USD 394 to USD 574
Reading bank statements and the system, reconciliation rules and pilot typical range · exampleOne-off, up front
USD 3,000 to USD 8,000
Months to pay back the investment
5.2 to 20 months

Tokens: the unit AI providers bill for the text the model reads (input) and writes (output). OpenAI puts 100 tokens at about 75 English words.

Range: the lower figure uses low costs, the higher one high costs. Public prices checked on 11 Oct 2026.

estimated

4-week pilot

A typical plan; real timing depends on your systems.

Pilot · weeks 1 to 4

  1. Week 1Measure the closePayments per month, minutes per reconciliation and unidentified payments from one real month.KPI: Signed baseline
  2. Week 2Rules and accessMatching rules, withholdings and differences; read access to statements and the system.KPI: Rules approved
  3. Week 3Test on historyAI reconciles an already closed month; the team compares it to the books.KPI: Correct matches (example target: 95%)
  4. Week 4Scoped real useOne bank account is reconciled with the new flow, against the baseline.KPI: Minutes per payment and pending items vs. baseline

Before you start

Frequently asked questions

Do you use WhatsApp to collect debts?

No. WhatsApp Business policy prohibits debt collection. We do not offer that use or bypass it through automated or manual messages.

Can it send reminders?

The default scope is internal. Any notice requires a review of channel policy and applicable law, verified recipient and balance, and approved wording. WhatsApp is not used for debt collection.

Can it mark a payment as confirmed?

Only after checking an authorized source and reconciliation rules. A file or message alone does not prove receipt of payment.

What is measured?

Classification quality, reconciliation errors, stopped cases and review time against the process baseline.