Internal accounts-receivable automation in Paraguay

Ready for a pilot?

Tick what you already have; heavier items stall a pilot more. Nothing is sent.

Readiness to reconcile with AI

0 % · 0 of 6 controls that applyFirst missing: process measured and statements as files

Not yet: the basics for reconciling with real data are missing.

Higher-risk controls weigh more in the score.

We know how many payments we reconcile per month and how long each takes.
We can get bank movements as files or through a secure channel, with no passwords in third-party hands.
Treasury wrote down when a payment counts as reconciled and when it stays pending.
Invoices, credit notes and due dates are in the ERP with their currency.
Every reconciliation is logged with date, user and evidence.
A named person in treasury is accountable for the pilot.

What it costs and when it pays back

Hours freed by AI minus what it costs to run. Examples are marked; public prices link to their source.

Received payments to reconcile per month3,000

Minutes of work per payment today6 min

Minutes per payment with AI (example)1 min

AI model

Cost per hour (PYG)

Floor: the minimum-wage hourly value (MTESS, July 2026). Typical real cost (example): ×2.5, a salary of two minimum wages plus employer contributions and the 13th month. Source

Today300 h/month

Automated50 h/month

Value of hours freed per month250 h × PYG 12,683: PYG 3,170,750
AI model public price3,000 payments × USD 0.0010 (example: 6,000 input + 800 output tokens; gpt-6-luna at USD 0.10 / 0.50 per million) · OpenAI · API pricing: −PYG 17,083
Platform, monitoring and support exampleTypical monthly range: −PYG 569,447 to −PYG 1,423,618
Net savings per month: PYG 1,730,049 to PYG 2,584,220
Statement and ERP read access, reconciliation rules, testing and pilot typical range · exampleOne-off, up front: PYG 17,083,410 to PYG 39,861,290
Months to pay back the investment: 6.6 to 23 months

Tokens: the unit AI providers bill for the text the model reads (input) and writes (output). OpenAI puts 100 tokens at about 75 English words.

Range: the lower figure uses low costs, the higher one high costs. Public prices checked on 11 Oct 2026. USD prices converted at PYG 5,694.47 per dollar (reference rate of 9 Oct 2026): BCP

estimated

4-week pilot

A typical plan; real timing depends on your systems.

Pilot · weeks 1 to 4

Week 1Pick and measureOne bank and one account, with payment volume and current timings.KPI: Signed baseline
Week 2Rules and accessTreasury writes the reconciliation rules; read-only access to statements and ERP.KPI: Rules approved
Week 3Historical testThe rules run on an already reconciled month and results are compared.KPI: Correct matches (example target: 95%)
Week 4Scoped real useTreasury reconciles with the new flow and it is compared to the baseline.KPI: Unreferenced payments and minutes per payment

Before you start

Bank and account chosen, with monthly payment volume measured
Bank statements available as files or through a secure channel
Reconciliation rules written by treasury
Open invoices and credit notes up to date in the ERP
Every reconciliation logged with user, date and evidence
Pilot owner and success metric agreed

Frequently asked questions

Does AI decide that an invoice is paid?

No. Status depends on verified records and reconciliation rules. AI can explain a difference or prepare a case; a model inference is not proof of payment.

Can you connect any bank?

We do not assume that. We review available APIs, files and permissions. Without safe access, the scope is reduced or uses a controlled import.

Is this WhatsApp debt collection?

No. This is internal receivables assistance. WhatsApp lists debt collection among prohibited services in its business messaging policy; we do not offer that workflow.

What does a pilot measure?

Unmatched payments, unresolved differences, reconciliation quality and review time. Baselines and acceptance criteria are agreed before automation.