In this article
Example: weekly reconciliation of sales against collections
Today, by hand · example 5.5 h per week
- 1Download reportsERP and bank: 30 min
- 2Match in Excel3.5 h
- 3Chase differencesBy email: 1 h
- 4Report30 min, arrives Monday
Automated · example 1 h per week
- 1Daily readSRI XML and statement: 0 min
- 2Rule-based matchAutomatic: 0 min
- 3ExceptionsOnly what does not match: 50 min
- 4DashboardReview: 10 min
What to automate first
Score each candidate 1 to 3 on frequency, rule stability and cost of error. The list re-ranks itself; add your own process in the last row.
Score your candidates: the highest score goes first
1 = low · 2 = medium · 3 = high
- 1Sales vs. collections reconciliation9/9Daily · error: receivables misreportedFrequencyStable rulesCost of error
- 2Order entry into the ERP9/9Daily · error: wrong shipmentsFrequencyStable rulesCost of error
- 3Weekly operational report7/9Weekly · error: late decisionsFrequencyStable rulesCost of error
- 4Frequent customer questions7/9Continuous · rules only partly stableFrequencyStable rulesCost of error
- 5Purchase or expense approvals6/9Weekly · error: traceabilityFrequencyStable rulesCost of error
- 63/9FrequencyStable rulesCost of error
Start with: Sales vs. collections reconciliation (9/9). Tie: pick the one whose business owner has more time for the pilot.
Is it worth automating?
Enter the hours and salary of whoever does the process today. The calculator adds the real employer cost (13th and 14th salaries, IESS and reserve fund) and compares it with the project and its maintenance.
Is it worth automating this process? (Ecuador)
1 · What it costs today
2 · What automating costs
Worth it, carefully: 16.6 months to pay back. Narrow the first project.
estimatedEmployer cost per month = salary × (1 + 8.33 % 13th salary + 11.15 % IESS employer contribution + 8.33 % reserve fund from year two) + USD 40.17 of 14th salary (one basic wage a year ÷ 12). 2026 basic wage: USD 482, set by the Ministry of Labor. Reserve fund 8.33 % after one year with the same employer: IESS. 13th and 14th salaries: Labor Code, arts. 111 and 113. Checked 11 Oct 2026. Excludes vacation and IECE/SECAP, so the real cost is slightly higher.
Assumptions: 173.33 working hours a month (40 h × 52 weeks ÷ 12), 52 weeks a year. Net monthly savings = real yearly cost × % automated ÷ 12 − maintenance. Payback months = project cost ÷ net monthly savings. Project, maintenance and % are examples: measure your process for a week before deciding.
Integration, RPA or AI agent
| Criterion | RecommendedIntegration (API) | RPA | AI agent |
|---|---|---|---|
| What it does | Systems talk directly | A robot uses the screen like a person | Reads, classifies and drafts |
| When to use it | Both systems have an API | Legacy system with no API that cannot be touched | Emails, documents, free-text questions |
| Fragility | Low | High: breaks if the screen changes | Medium: needs evals and limits |
| Example | ERP reads SRI XML files | Copy data from an old core system | Classify collection emails |
RecommendedIntegration (API)
What it does
- Integration (API)
- Systems talk directly
- RPA
- A robot uses the screen like a person
- AI agent
- Reads, classifies and drafts
When to use it
- Integration (API)
- Both systems have an API
- RPA
- Legacy system with no API that cannot be touched
- AI agent
- Emails, documents, free-text questions
Fragility
- Integration (API)
- Low
- RPA
- High: breaks if the screen changes
- AI agent
- Medium: needs evals and limits
Example
- Integration (API)
- ERP reads SRI XML files
- RPA
- Copy data from an old core system
- AI agent
- Classify collection emails
Data and compliance
- Invoices. Under Resolution NAC-DGERCGC22-00000024 (Official Register 2nd Suppl. 80, 9 June 2022), taxpayers required to issue invoices had to move to electronic issuance by November 2022. Source: SRI and Official Register.
- Personal data. The Organic Law on Personal Data Protection (Official Register Suppl. 459, 26 May 2021) also governs your automations; its sanctions regime applies since May 2023. Source: law text, MINTEL.
Before you hire an automation
Example first project, deliveries every 2 weeks
- Week 1-2Measure and chooseMeasure candidates and pick one narrow process.KPI: baseline of hours and errors
- Week 3-4Build with monitoringIntegration, rules, alerts and logging.KPI: % of cases resolved without intervention
- Week 5-6Operate and scaleReal use, handover to the team and next candidate.KPI: hours saved vs. baseline
To estimate savings with more variables, use the AI savings calculator.